Do I Really Want Renters Insurance?

Do I Really Want Renters Insurance?

The Blog Do I Really Want Renters Insurance? Quick take: Do I really want renters insurance? Renters insurance can help you repair or replace property after loss due to many types of damage or theft. It can also provide coverage for an accident at your residence....
Why Do My Premiums Keep Going Op When I Have Never Filed a Claim?

Why Do My Premiums Keep Going Op When I Have Never Filed a Claim?

The Blog Why do my premiums keep going up when I have never filed a claim? This is a question I get all too often from clients. It does seem too arbitrary and…even sneaky if you do not understand the factors creating the increase. Did you know that you have an...
What is a Certificate of Insurance (COI) and Do I Need One?

What is a Certificate of Insurance (COI) and Do I Need One?

The Blog What is a Certificate of Insurance (COI) and Do I Need One? Here’s a brief explanation: Q:Question I’m a small business owner, and I visit my clients’ offices often—I pretty much live on the road. Here’s my challenge: I really want my...
Which Is Better, Term or Whole Life Insurance?

Which Is Better, Term or Whole Life Insurance?

The Blog Which Is Better, Term or Whole Life Insurance? Here are a few key things to know about term and whole life insurance: Term life insurance typically costs less to start, but pays only if you die while it’s in effect. Permanent life insurance, such as whole...
What Is Umbrella Insurance?

What Is Umbrella Insurance?

The Blog What Is Umbrella Insurance? Here’s a brief look at this coverage: Umbrella insurance helps cover your financial responsibility for injury or loss to someone else. It supplements the liability coverage provided by your home and auto policies. It’s an...
What Is Business Income Coverage?

What Is Business Income Coverage?

The Blog What Is Business Income Coverage? Here’s a brief explanation: Business income coverage is designed to help keep you in business following a loss or disaster. Your coverage helps replace income lost due to a fire, severe weather or other covered event. It can...